MASSIVE Green Bond savings

50% saving on bond and transfer attorney fees.
Use our calculators to unlock your savings*.
‍*Ts and Cs apply

Apply for a home loan

It's an easy 3-step process with Balwin Mortgages

How it works

1. APPLY ONLINE

Using our easy-to-use online portal, supply the required personal and property information needed to start the application process. Your personal information is protected and will not be sold to third party companies.

2. COMPARE OFFERS

Your application is submitted to all major banks, and their offers are presented here for your perusal and selection.

3. SIGN DOCUMENTS

Once you have reviewed all offers presented and chosen your preferred bank and bond, complete the process by selecting your preferred offer.
APPLY FOR A HOME LOAN

PARTNERED BANKS

Start your homeloan application today

Apply to all the banks in one easy process. We guarantee the best home loan rate because we don’t make any commission.

APPLY FOR A HOME LOAN
Bond
Repayment
transfer cost
amortisation

Bond Calculator

Calculate the home loan you qualify for and how much you can expect to pay back monthly.
PRIME INTEREST RATE: 0%
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Gross Monthly Income
Enter your and any co-applicants monthly income before taxes in order to determine your affordability.
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Net Monthly Income
Enter your and any co-applicants monthly income after taxes in order to determine your affordability.
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Total Monthly Expenses
Total monthly living expenses including debt. Do not include rent or loan repayments if it will be replaced by this bond payment.
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Net Surplus Income
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Years to Repay
The most common home loan term is 20 years (240 months), however you can change the loan term to see different outcomes.
Interest Rate (%)
The calculator uses prime as standard but could vary, depending on factors such as deposit amount, credit score/history.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
You qualify for an amount of
R 0
Monthly repayment amount
R 0
*Calculator disclaimer

Green Repayment calculator

Insert the price of the property you wish to purchase and our bond repayment calculator will work out how much your total monthly repayment amount will be when buying a home in South Africa.
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Purchase price (Incl. VAT)
Price of the property you are buying.
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Deposit
Amount you want to pay towards the purchase price to reduce the bond amount.
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Bond amount
The amount you need to borrow to fund your property purchase.
Years to repay
The most common home loan term is 20 years (240 months), however you can change the loan term to see different outcomes.
Interest Rate (%)
The calculator uses prime as standard but could vary, depending on factors such as deposit amount, credit score/history.
Green bond discount
Nedbank: Up to 0.75%*
Absa: Up to 0.5%*
FNB: Up to 0.5%*
Standard Bank: Up to 0.25%*
*T’s and C’s apply
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Normal installment
Normal installment
R 0
Green bond saving
Your estimated monthly green bond saving.
Terms and conditions apply.
Green bond saving
- R 0
Green bond instalment
Green bond installment
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Monthly  Repayments
Total Green Bond Saving
R 0
Your estimated total green bond saving over the selected mortgage term.
Terms and conditions apply.
Purchase Balwin Apartment and Qualify for a Green Bond Saving
Purchase Balwin Apartment
OR
Purchase Other Property
save R0 per month
Total savings R0
0% savings
Normal installment
Green bond saving
Green bond installment
Your monthly repayments
Green bond saving
-R0
Green bond installment
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Total amount repayable
Normal installment
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Green bond saving
-R0
Green bond installment
R0
*Calculator disclaimer

Transfer cost calculator

Calculate your bond registration fees and property transfer costs in South Africa with our transfer cost calculator.
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Purchase price (Incl. VAT)
Price of the property you are buying.
R
Deposit
Amount you want to pay towards the purchase price to reduce the bond amount.
0
Bond value
The amount you need to borrow to fund your property purchase.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Bond Registration Costs (Incl. VAT)
R0
Bond registration cost @50% discount
R0
Bank initiation fee (incl VAT)**
R0
Deeds office fees
R0
Post, petties, FICA other fees (incl VAT)
R0
Transfer Costs (Incl. VAT)
R0
Transfer duty
R0
Attorney transfer costs @50% discount
R0
Transfer deeds office fees
R0
Post, petties, FICA other fees (incl VAT)
R0
*Calculator disclaimer
**Bank initiation fee disclaimer

Amortisation calculator

Use our amortisation calculator and see what percentage of your payment goes towards paying off your bond and what percentage goes towards interest when paying off your home loan in South Africa.
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Total amount of loan
The amount you need to borrow to fund your property purchase.
No. of months of loan
The most common home loan term is 20 years (240 months), however you can change the loan term to see different outcomes.
Interest rate (%)
The calculator uses prime as standard but could vary, depending on factors such as deposit amount, credit score/history.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Total interest paid
R0
Monthly bond repayment breakdown
Month Opening balance Interest Repayment Closing balance
*Calculator disclaimer

Calculators

Bond Calculator

Calculate the home loan amount you qualify for.

Repayment Calculator

Calculate what your expected monthly bond payments will be.

Transfer Costs Calculator

Calculate what your property transfer costs and bond registration fees will be.

Amortisation Calculator

See how your bond is structured in terms of paying off capital and interest, and how your loan reduces every month.

Get In Touch

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